[Mister X]

I think it's a great idea to try and get away from the CC companies' stranglehold. I just don't see how pushing a product that depends on surfers having a credit card is gonna do that. Everyone knows that Visa, et. al are an anchor around the neck of the online porn industry but there is no political power in the industry to stop it. And that's the only thing that can put a leash on the fuckers. It's standard practice to give a full refund to anyone that asks for it if the charge is for a pornsite. Will the same thing be the case if the big record industry sites ever get going? Or the movie d/l sites? I frigging well doubt it. There's the answer to Visa's bullshit about high chargeback rates right there. If someone had the balls to say "You were a member and used the service that you paid for. No refund." it would be the end of that. But instead we're still paying for the greed of a few people that got very rich in earlier days of the industry.