[McAttack]

I say have one. First of all, I always put my disclaimers in a text box that has a scroller on it so it doesn't take the whole screen. It reduces some complaints cause I keep the disclaimer page sexy, but clean. Just faces and skin, no nipples or genitals. But one great reason to have one, is that it gives you MORE prime real estate for link trades. A bookmarker will bookmark past your disclaimer anyways so it won't bother them, who are you best surfers to begin with.